Part A
Who are eligible for Part A?
- If you are 65+ and meet the citizenship and residency requirements.
- If you get disability benefits from Social Security or the Railroad Retirement Board for at least 25 months.
- Get disability benefits because you have ALS (Amyotrophic Lateral Sclerosis, also called Lou Gehrig’s disease).
- Have ESRD and meet certain requirements.
Medicare Part A is free if you –
- Have at least 40 calendar quarters of work in any job where you paid Social Security taxes in the U.S.
- Are eligible for Railroad Retirement benefits
- Or, if your spouse qualifies for premium-free Part A
Else you have to pay premium–
- Approx. $240/mo – If you or your spouse worked between 30 and 39 quarters (7.5 and 10 years).
- Approx. $437/mo – If you or your spouse worked fewer than 30 quarters (7.5 years).
- Premium amounts may change depending on several factors.
Part B
Who are eligible for Part B?
- Anyone who is eligible for premium-free Medicare Part A is eligible for Part B by enrolling and paying a monthly premium.
- If you are not eligible for premium-free Medicare Part A, you can qualify for Medicare Part B by meeting the following requirements:
- You must be 65 years or older.You must be a U.S. citizen, or a permanent resident lawfully residing in the U.S for at least five continuous years.
- You may also qualify for automatic Medicare Part B enrollment through disability, like if you are under 65 and receiving Social Security or Railroad Retirement Board (RRB) disability benefits for 24 months, or if you have end-stage renal disease (ESRD).
Part C
Who are eligible to enroll in Part C?
- To be eligible for Medicare Part C, you must already be enrolled in Medicare Part A and Part B, and you must reside within the service area of the Medicare Advantage plan you want.
- If you have end-stage renal disease (ESRD), you might not qualify for a Medicare Advantage plan in most cases. But there’s one type of Medicare Advantage plan that’s specifically meant for people with ESRD.
Part D
Who are eligible to enroll in Part D?
- To be eligible to enroll in a Medicare prescription drug plan (PDP), you must have Medicare Part A and/or Part B and you must live in the service area for the prescription drug plan in which you want to enroll.
- To be eligible to enroll in a Medicare Advantage plan with prescription drug coverage (MAPD), you must have Medicare Part A and Part B, and you must live in the service area for the MAPD plan you’re considering.
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